Finance Calculators
Mortgage, loan, interest, savings, retirement, tax, insurance, debt, and investment calculators.
Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and amortization schedule. Enter your home price, down payment, interest rate, and loan term.
Loan Payment Calculator
Calculate monthly payments, total interest, and total cost for any loan. Works for personal loans, auto loans, and more.
Compound Interest Calculator
Calculate how your money grows with compound interest. See the power of compounding over time with different rates and contribution amounts.
Simple Interest Calculator
Calculate simple interest on loans or investments. Find the interest amount and total value using principal, rate, and time.
Investment Growth Calculator
Project how your investments will grow over time with regular contributions and compound returns.
Future Value Calculator
Calculate the future value of a lump sum investment with compound interest. See how much your money will be worth at a given rate and time.
Present Value Calculator
Calculate the present value of a future sum of money. Determine what future cash flows are worth in today's dollars using a discount rate.
Loan Amortization Calculator
Calculate your loan amortization schedule showing monthly payments, principal and interest breakdown, and remaining balance over time.
Refinance Calculator
Compare your current mortgage with a refinance option. See monthly savings, total savings, and break-even point for refinancing.
Mortgage Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment. Uses the 28/36 debt-to-income rule.
Auto Loan Calculator
Calculate your monthly car payment based on vehicle price, down payment, trade-in value, interest rate, and loan term.
Savings Calculator
Calculate how your savings will grow over time with regular monthly deposits and compound interest.
Retirement Calculator
Estimate how much you need to save for retirement based on your age, income, and desired retirement lifestyle.
Credit Card Payoff Calculator
Find out how long it will take to pay off your credit card balance and how much interest you will pay.
Tip Calculator
Calculate how much to tip and split the bill among multiple people.
Discount Calculator
Calculate the sale price after applying a discount percentage, and see how much you save.
Sales Tax Calculator
Calculate sales tax amount and total price including tax for any purchase.
Markup Calculator
Calculate the selling price based on cost and desired markup percentage.
Margin Calculator
Calculate profit margin, cost, or selling price based on any two values.
ROI Calculator
Calculate return on investment (ROI) from the amount invested and the final value or gain.
CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) of an investment over a period of time.
Rule of 72 Calculator
Estimate how long it takes to double your money at a given interest rate using the Rule of 72.
Inflation Calculator
Calculate the future cost of goods based on an inflation rate, or see what past dollars are worth today.
Annuity Calculator
Calculate the present or future value of an annuity with regular payments.
Student Loan Calculator
Calculate monthly student loan payments and total cost under standard repayment.
Debt Payoff Calculator
Calculate how long it will take to pay off any debt and the total interest you will pay.
Net Worth Calculator
Calculate your net worth by subtracting your total liabilities from your total assets.
CD Calculator
Calculate the maturity value of a Certificate of Deposit (CD) based on deposit amount, APY, and term.
Dividend Yield Calculator
Calculate the dividend yield of a stock based on its annual dividend and current price.
Bond Yield Calculator
Calculate the current yield and approximate yield to maturity of a bond.
Down Payment Calculator
Calculate how much you need for a down payment based on home price and your savings timeline.
Home Equity Calculator
Calculate your home equity and loan-to-value ratio.
Personal Loan Calculator
Calculate monthly payments, total interest, and total cost of a personal loan.
Emergency Fund Calculator
Calculate how much you need in your emergency fund based on your monthly expenses.
College Savings Calculator
Estimate how much you need to save monthly to fund your child's college education.
Car Affordability Calculator
Find out how much car you can afford based on your monthly budget and loan terms.
Break-Even Calculator
Calculate the break-even point — how many units you need to sell to cover costs.
Income Tax Estimator
Estimate your federal income tax based on your taxable income and filing status using a simplified effective rate.
Rent vs Buy Calculator
Compare the cost of renting vs buying a home over time to see which option saves more money.
Currency Converter Calculator
Convert between currencies using a custom exchange rate. Enter the rate manually for accurate conversions.
401(k) Calculator
Estimate how much your 401(k) will grow by retirement based on your contributions, employer match, and expected return.
Roth IRA Calculator
Project the tax-free growth of your Roth IRA based on annual contributions, expected return, and time horizon.
IRA Contribution Calculator
Determine how much you can contribute to a Traditional or Roth IRA based on your age, income, and filing status.
Pension Calculator
Estimate your pension benefit based on years of service, final average salary, and your plan multiplier.
Social Security Calculator
Estimate your Social Security benefit at different claiming ages based on your primary insurance amount.
401(k) Growth Projector
Project your 401(k) balance at retirement based on current balance, annual contributions, employer match, and expected return.
Roth IRA Growth Calculator
Project tax-free Roth IRA growth over time based on annual contributions and expected investment return.
Traditional IRA Calculator
Calculate Traditional IRA growth with tax-deductible contributions and estimate after-tax retirement value.
Pension Benefit Estimator
Estimate your pension benefit using a typical defined benefit formula based on years of service and salary.
Social Security Quick Estimate
Get a quick Social Security benefit estimate based on your average indexed monthly earnings and claiming age.
Retirement Income Gap Calculator
Calculate the gap between your expected retirement income and spending needs to determine how much savings you need.
Retirement Withdrawal Rate Calculator
Calculate how long your retirement savings will last at different withdrawal rates and expected returns.
FIRE Number Calculator
Calculate your FIRE (Financial Independence, Retire Early) number -- the portfolio size needed to retire based on your annual expenses.
Coast FIRE Calculator
Calculate your Coast FIRE number -- the savings amount that will grow to your FIRE number by retirement without additional contributions.
Barista FIRE Calculator
Calculate how much savings you need for Barista FIRE -- supplementing a part-time job income with investment withdrawals.
Lean FIRE Calculator
Calculate the minimum savings needed for Lean FIRE -- achieving financial independence with a frugal lifestyle budget.
Required Minimum Distribution (RMD) Calculator
Calculate your Required Minimum Distribution from a Traditional IRA or 401(k) based on your age and account balance.
Catch-Up Contribution Calculator
Calculate the retirement savings impact of making catch-up contributions for those age 50 and older.
Employer Match Calculator
Calculate the value of your employer 401(k) match and see how much free money you are leaving on the table.
Retirement Tax Bracket Estimator
Estimate your effective tax rate in retirement based on Social Security, pension, and withdrawal income.
Federal Income Tax Calculator
Estimate your federal income tax based on taxable income and filing status using 2024 tax brackets.
State Income Tax Estimator
Estimate state income tax using a flat rate approximation for comparison across states.
Capital Gains Tax Calculator
Calculate capital gains tax on investment profits for both short-term and long-term holdings.
Self-Employment Tax Calculator
Calculate self-employment tax (Social Security + Medicare) on freelance or business income.
Property Tax Estimator
Estimate annual property tax based on assessed home value and your local tax rate.
Tax Bracket Finder
Find your federal marginal tax bracket and see how much room you have before the next bracket.
Effective Tax Rate Calculator
Calculate your effective (average) tax rate by dividing total tax paid by total income.
Marginal Tax Rate Calculator
Find your marginal tax rate and see the tax impact of earning an additional dollar or getting a raise.
Tax Refund Estimator
Estimate whether you will owe taxes or get a refund based on income, withholding, and deductions.
Charitable Deduction Calculator
Calculate the tax savings from charitable donations based on your marginal tax bracket.
Home Office Deduction Calculator
Calculate your home office tax deduction using the simplified method ($5 per square foot).
Standard vs Itemized Deduction Calculator
Compare the standard deduction to your itemized deductions to see which saves you more in taxes.
Estimated Quarterly Tax Calculator
Calculate estimated quarterly tax payments for self-employed individuals and freelancers.
Alternative Minimum Tax (AMT) Estimator
Estimate whether you may owe Alternative Minimum Tax by comparing your regular tax to tentative AMT.
Tax-Loss Harvesting Calculator
Calculate tax savings from selling investments at a loss to offset capital gains.
Life Insurance Needs Calculator
Determine how much life insurance coverage you need based on income replacement, debts, and future expenses.
Disability Insurance Calculator
Calculate the monthly disability benefit you need to maintain your lifestyle if you cannot work.
Health Insurance Premium Calculator
Estimate annual health insurance costs by comparing premiums, deductibles, and expected medical expenses.
Auto Insurance Estimate Calculator
Estimate your annual auto insurance cost based on vehicle value, coverage type, and deductible.
Home Insurance Estimate Calculator
Estimate homeowners insurance premiums based on home value, coverage amount, and deductible.
Umbrella Policy Calculator
Calculate how much umbrella liability insurance you need based on your net worth and risk exposure.
Insurance Gap Analysis Calculator
Identify coverage gaps by comparing your total insurable risk against your current insurance protection.
Term vs Whole Life Insurance Calculator
Compare term life and whole life insurance costs and the potential investment difference over time.
Long-Term Care Cost Calculator
Project the future cost of long-term care and determine how much savings or insurance you need to cover it.
Insurance Deductible Optimizer
Find the optimal insurance deductible by comparing premium savings against increased out-of-pocket risk.
Debt Avalanche Calculator
Calculate how fast you can pay off debts using the avalanche method -- targeting the highest interest rate first.
Debt Snowball Calculator
Calculate how fast you can become debt-free using the snowball method -- targeting the smallest balance first.
Debt Consolidation Savings Calculator
Calculate how much you could save by consolidating multiple debts into a single lower-rate loan.
Balance Transfer Savings Calculator
Calculate savings from transferring credit card debt to a 0% intro APR balance transfer card.
Student Loan Repayment Calculator
Compare student loan repayment plans -- standard 10-year, extended, and graduated -- to find the best fit.
Income-Driven Repayment Calculator
Estimate monthly payments under income-driven repayment plans for federal student loans.
Credit Utilization Calculator
Calculate your credit utilization ratio, a key factor in your credit score.
Minimum Payment Trap Calculator
See how long it takes to pay off credit card debt with only minimum payments and how much extra interest you pay.
Debt Freedom Date Calculator
Calculate the exact month and year you will be completely debt-free based on your current payment plan.
Debt Payoff Timeline Calculator
Map out a month-by-month debt payoff timeline and see how your balance decreases over time.
Stock Return Calculator
Calculate your total return on a stock investment including capital gains and dividends.
Bond Yield to Maturity Calculator
Calculate the yield to maturity (YTM) for a bond based on its current price, face value, coupon rate, and time to maturity.
Dividend Reinvestment (DRIP) Calculator
Calculate how reinvesting dividends accelerates wealth building through compound growth over time.
Dollar-Cost Averaging Calculator
Calculate the outcome of investing a fixed amount at regular intervals instead of a lump sum.
Portfolio Rebalance Calculator
Determine how to rebalance your investment portfolio back to its target asset allocation.
Asset Allocation Calculator
Find the ideal stock-to-bond allocation based on your age, risk tolerance, and investment timeline.
Expense Ratio Impact Calculator
See how fund expense ratios erode your investment returns over time and compare low-cost vs high-cost funds.
Real Return Calculator
Calculate your inflation-adjusted (real) investment return to understand actual purchasing power growth.
Risk-Adjusted Return Calculator
Measure investment performance relative to the risk taken using the Sharpe and Sortino ratios.
Sharpe Ratio Calculator
Calculate the Sharpe ratio to evaluate whether your investment returns adequately compensate for the risk taken.
Traditional IRA Calculator
Project the growth of your Traditional IRA with tax-deductible contributions and tax-deferred compounding.
Pension Benefit Estimator
Estimate your defined-benefit pension income based on years of service, salary, and benefit multiplier.
Coast FIRE Calculator
Calculate when your existing investments will compound to your retirement goal without any additional savings.
Barista FIRE Calculator
Calculate how much you need saved to semi-retire and work a low-stress part-time job for benefits and basic expenses.
Lean FIRE Calculator
Calculate the minimum savings needed to retire early on a lean budget with frugal living expenses.
Employer Match Calculator
Calculate the value of your employer 401(k) match and the cost of not contributing enough to get the full match.
Federal Income Tax Estimator (Detailed)
Estimate your total federal income tax liability including standard deduction, deductions, and effective rate.
State Income Tax Estimator (Detailed)
Estimate your state income tax and compare the combined federal-plus-state burden for different state tax rates.