Calculadora de Certificado de Depósito Gratis
Calcula las ganancias de un certificado de depósito (CD). Ingresa el monto, la tasa de interés y el plazo para ver tu rendimiento.
USD
%
Value at Maturity
$10,500.00
Interés Ganado$500.00
Initial Deposit
Interest Earned
Value at Maturity vs APY (Annual Percentage Yield)
Fórmula
CD Interest Formula
Maturity Value = Deposit × (1 + APY/100)^years
CDs typically offer higher rates than savings accounts in exchange for locking up your money for a fixed term.
Ejemplo Resuelto
$10,000 CD at 5% APY for 12 months.
- 01Value = $10,000 × (1.05)^1 = $10,500
- 02Interest earned = $500
Preguntas Frecuentes
What happens if I withdraw early?
Early withdrawal typically incurs a penalty of 3-12 months of interest, depending on the CD term.
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