CD Calculator
Calculate the maturity value of a Certificate of Deposit (CD) based on deposit amount, APY, and term.
USD
%
Value at Maturity
$10,500.00
Interest Earned$500.00
Initial Deposit
Interest Earned
Value at Maturity vs APY (Annual Percentage Yield)
CD Interest Formula
Maturity Value = Deposit × (1 + APY/100)^years
CDs typically offer higher rates than savings accounts in exchange for locking up your money for a fixed term.
Ejemplo Resuelto
$10,000 CD at 5% APY for 12 months.
- 01Value = $10,000 × (1.05)^1 = $10,500
- 02Interest earned = $500