Calculadora de Plusvalía de Vivienda Gratis

Calcula la plusvalía acumulada de tu vivienda. Resta el saldo de tu hipoteca del valor actual de tu propiedad.

USD
USD

Home Equity

$150,000

Equity Percentage37.5%
Loan-to-Value (LTV)62.5%

Home Equity vs Current Home Value

Fórmula

## Home Equity Formula **Equity = Home Value - Mortgage Balance** **LTV = Mortgage Balance / Home Value × 100%** You can typically borrow against equity via a HELOC or home equity loan when LTV is below 80%.

Ejemplo Resuelto

Home worth $400,000 with $250,000 mortgage remaining.

  1. 01Equity = $400,000 - $250,000 = $150,000
  2. 02Equity % = $150,000 / $400,000 = 37.5%
  3. 03LTV = $250,000 / $400,000 = 62.5%