Calculadora de Certificado de Depósito (CD) — Fórmula
## CD Interest Formula
**Maturity Value = Deposit × (1 + APY/100)^years**
CDs typically offer higher rates than savings accounts in exchange for locking up your money for a fixed term.
**Maturity Value = Deposit × (1 + APY/100)^years**
CDs typically offer higher rates than savings accounts in exchange for locking up your money for a fixed term.
Ejemplo Resuelto
$10,000 CD at 5% APY for 12 months.
- Value = $10,000 × (1.05)^1 = $10,500
- Interest earned = $500