Calculadora de ROI de Propiedad de Alquiler Gratis
Calcula el retorno total de inversión en propiedades de alquiler incluyendo flujo de caja, apreciación y beneficios fiscales.
Total Annual ROI
31.9%
Total Annual ROI vs Total Cash Invested
Fórmula
## Total Return on Rental Property Rental property ROI captures all four wealth-building components of real estate investing. ### Formula **Total ROI = (Cash Flow + Paydown + Appreciation + Tax Benefit) / Cash Invested x 100** ### Four Pillars of Return 1. **Cash Flow**: Net income after all expenses and debt service 2. **Principal Paydown**: Equity gained as tenants pay down your mortgage 3. **Appreciation**: Property value increase over time 4. **Tax Benefits**: Depreciation and deduction savings
Ejemplo Resuelto
$80,000 invested with $6,000 cash flow, $4,500 paydown, $12,000 appreciation, $3,000 tax benefit annually.
- 01Total annual return: $6,000 + $4,500 + $12,000 + $3,000 = $25,500
- 02Total ROI: $25,500 / $80,000 x 100 = 31.9%
- 03Cash-on-cash return: $6,000 / $80,000 x 100 = 7.5%
- 04The total ROI of 31.9% shows the power of combining all return components
Preguntas Frecuentes
Why is total ROI so much higher than cash-on-cash?
Cash-on-cash only measures cash flow. Total ROI adds three hidden return sources: your tenants paying down your mortgage, property value increases, and tax savings from depreciation. Together these can double or triple cash-only returns.
How do I estimate the tax benefit?
Multiply your annual depreciation deduction by your marginal tax rate. For example, $10,000 depreciation at a 30% tax rate provides a $3,000 tax benefit.
Is appreciation guaranteed?
No. Appreciation estimates are projections based on historical trends. Actual appreciation can be negative in downturns. Conservative investors often exclude appreciation from their baseline ROI analysis.