Calculadora de Plusvalía de Vivienda — Fórmula

Home Equity Formula

Equity = Home Value - Mortgage Balance

LTV = Mortgage Balance / Home Value × 100%

You can typically borrow against equity via a HELOC or home equity loan when LTV is below 80%.

Ejemplo Resuelto

Home worth $400,000 with $250,000 mortgage remaining.

  1. Equity = $400,000 - $250,000 = $150,000
  2. Equity % = $150,000 / $400,000 = 37.5%
  3. LTV = $250,000 / $400,000 = 62.5%