Calculadora de Plusvalía de Vivienda — Fórmula
## Home Equity Formula
**Equity = Home Value - Mortgage Balance**
**LTV = Mortgage Balance / Home Value × 100%**
You can typically borrow against equity via a HELOC or home equity loan when LTV is below 80%.
**Equity = Home Value - Mortgage Balance**
**LTV = Mortgage Balance / Home Value × 100%**
You can typically borrow against equity via a HELOC or home equity loan when LTV is below 80%.
Ejemplo Resuelto
Home worth $400,000 with $250,000 mortgage remaining.
- Equity = $400,000 - $250,000 = $150,000
- Equity % = $150,000 / $400,000 = 37.5%
- LTV = $250,000 / $400,000 = 62.5%