Calculadora de Impacto de la Inflación Gratis
Calcula cómo la inflación reduce el poder adquisitivo de tu dinero con el tiempo. Proyecta valores futuros.
Purchasing Power of Today's Dollar
$744.09
Purchasing Power of Today's Dollar vs Number of Years
Fórmula
How Inflation Erodes Purchasing Power
Inflation increases the cost of goods over time, meaning each dollar buys less in the future.
Formula
Future Equivalent = Amount x (1 + Rate)^Years
Purchasing Power = Amount / (1 + Rate)^Years
The purchasing power formula tells you what your current dollars will be worth in real terms.
Ejemplo Resuelto
$1,000 today with 3% annual inflation over 10 years.
- 01Inflation multiplier = (1 + 0.03)^10 = 1.3439
- 02To buy what $1,000 buys today, you will need $1,000 x 1.3439 = $1,343.92
- 03Purchasing power = $1,000 / 1.3439 = $744.09
- 04Value lost = $1,000 - $744.09 = $255.91
Preguntas Frecuentes
What is a typical inflation rate?
Historically, the U.S. averages about 2-3% inflation per year. The Federal Reserve targets 2% annual inflation as a healthy rate for the economy.
How can I protect against inflation?
Invest in assets that historically outpace inflation: stocks, real estate, TIPS (Treasury Inflation-Protected Securities), and I Bonds. Keeping cash idle loses purchasing power.
Is inflation always bad?
Moderate inflation (2-3%) is considered healthy for economic growth. It becomes harmful when it is too high (hyperinflation) or too low (deflation can slow economic activity).
Aprender