Calculadora de Presupuesto Gratis

Organiza tu presupuesto mensual por categorías. Distribuye ingresos entre gastos fijos, variables y ahorro.

USD
%
%
%

Needs (Housing, Food, Bills)

$2,250

Wants (Entertainment, Dining)$1,350
Savings & Debt Repayment$900

Needs (Housing, Food, Bills) vs Monthly Take-Home Income

Ver fórmula →

Fórmula

## The 50/30/20 Budget Rule This popular budgeting guideline splits your after-tax income into three categories: needs, wants, and savings. ### Default Allocation - **50% Needs**: Housing, groceries, utilities, insurance, minimum debt payments - **30% Wants**: Dining out, entertainment, subscriptions, shopping - **20% Savings**: Emergency fund, retirement, extra debt payments Adjust the percentages to fit your financial situation.

Ejemplo Resuelto

Monthly take-home income of $4,500 using the 50/30/20 rule.

  1. 01Needs = $4,500 x 50% = $2,250
  2. 02Wants = $4,500 x 30% = $1,350
  3. 03Savings = $4,500 x 20% = $900
  4. 04Total = $2,250 + $1,350 + $900 = $4,500