Calculadora de Contribución Familiar EsperadaFórmula

## How to Estimate EFC

The EFC determines your eligibility for need-based financial aid.

### Simplified Formula

**EFC ≈ (22% of Income + 5.6% of Assets - Family Allowance) / Students in College**

The actual FAFSA formula is more complex, but this provides a reasonable estimate. A lower EFC means more aid eligibility.

Ejemplo Resuelto

Parent income $75,000, assets $50,000, family of 4 with 1 student.

  1. Income contribution = $75,000 x 0.22 = $16,500
  2. Asset contribution = $50,000 x 0.056 = $2,800
  3. Family allowance = 4 x $6,000 = $24,000
  4. EFC = max(0, ($16,500 + $2,800 - $24,000) / 1) = max(0, -$4,700) = $0