Calculadora de Contribución Familiar Esperada Gratis
Estima tu EFC para determinar la elegibilidad para ayuda financiera federal universitaria.
Savings, investments (not home equity or retirement)
Estimated EFC
$0
Estimated EFC vs Parent Annual Income ($)
Fórmula
## How to Estimate EFC The EFC determines your eligibility for need-based financial aid. ### Simplified Formula **EFC ≈ (22% of Income + 5.6% of Assets - Family Allowance) / Students in College** The actual FAFSA formula is more complex, but this provides a reasonable estimate. A lower EFC means more aid eligibility.
Ejemplo Resuelto
Parent income $75,000, assets $50,000, family of 4 with 1 student.
- 01Income contribution = $75,000 x 0.22 = $16,500
- 02Asset contribution = $50,000 x 0.056 = $2,800
- 03Family allowance = 4 x $6,000 = $24,000
- 04EFC = max(0, ($16,500 + $2,800 - $24,000) / 1) = max(0, -$4,700) = $0
Preguntas Frecuentes
What is a good EFC?
A lower EFC qualifies you for more aid. An EFC of $0 qualifies for maximum Pell Grant. The actual formula is more detailed than this estimate.
Is EFC what I will actually pay?
Not necessarily. EFC is a financial aid eligibility index, not a bill. Actual cost depends on each school's aid package.
Has the EFC been replaced?
Starting 2024-25, the FAFSA replaced EFC with the Student Aid Index (SAI). The concept is similar but the formula has changed.