Stima Rapida Previdenza Sociale — Formula

Social Security Benefit Estimation

PIA (Primary Insurance Amount)

The PIA is calculated from your AIME using bend points:

  • 90% of first $1,174
  • 32% of amount between $1,174 and $7,078
  • 15% above $7,078

    • Age Adjustments

    Claiming AgeAdjustment 62-30% 65-13.3% 67 (FRA)0% 70+24%

    Esempio Risolto

    AIME of $5,000, claiming at age 67 (full retirement age).

    1. 90% of $1,174 = $1,057
    2. 32% of ($5,000 - $1,174) = 32% of $3,826 = $1,224
    3. PIA = $1,057 + $1,224 = $2,281
    4. At FRA (67): $2,281/month ($27,372/year)