Stima Rapida Previdenza Sociale Gratuito

Stima rapida del beneficio previdenziale dall'AIME e dall'eta di pensionamento. Confronta benefici anticipati e posticipati.

USD
years

Estimated Monthly Benefit

$2,281

Annual Benefit$27,372
Benefit at Full Retirement Age$2,281

Estimated Monthly Benefit vs Average Monthly Earnings (AIME)

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Formula

Social Security Benefit Estimation

PIA (Primary Insurance Amount)

The PIA is calculated from your AIME using bend points:

  • 90% of first $1,174
  • 32% of amount between $1,174 and $7,078
  • 15% above $7,078

    • Age Adjustments

    Claiming AgeAdjustment 62-30% 65-13.3% 67 (FRA)0% 70+24%

    Esempio Risolto

    AIME of $5,000, claiming at age 67 (full retirement age).

    1. 0190% of $1,174 = $1,057
    2. 0232% of ($5,000 - $1,174) = 32% of $3,826 = $1,224
    3. 03PIA = $1,057 + $1,224 = $2,281
    4. 04At FRA (67): $2,281/month ($27,372/year)

    Domande Frequenti

    What is AIME?

    Average Indexed Monthly Earnings is your average monthly earnings over your highest 35 years of work, adjusted for wage inflation.

    What are bend points?

    Bend points are dollar thresholds that determine the percentage applied to your earnings. They are adjusted annually for wage growth.

    Should I claim early or wait?

    Each year you delay past 62 increases your benefit. Waiting to 70 gives the maximum benefit (about 76% more than at 62). The break-even age is typically around 80.

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