मुफ्त कोस्ट FIRE कैलकुलेटर
कोस्ट FIRE तक पहुंचने के लिए आज कितनी बचत होनी चाहिए, यह जानें। बिना और बचत के सेवानिवृत्ति लक्ष्य पाएं।
Coast FIRE Number
$131,367
Coast FIRE Number vs FIRE Number (Target)
सूत्र
Coast FIRE
Coast FIRE means you have saved enough that compound growth alone will reach your retirement goal -- you can "coast" without additional savings.
Coast Number = FIRE Number / (1 + return)^years
Once you reach your Coast number, you only need to earn enough to cover current expenses, not save for retirement.
हल किया गया उदाहरण
$1M FIRE target, age 30, retire at 60, 7% return.
- 01Years to grow = 60 - 30 = 30
- 02Growth multiple = 1.07^30 = 7.6x
- 03Coast number = $1,000,000 / 7.6 = $131,367
- 04If you have $131K invested at 30, it grows to $1M by 60
अक्सर पूछे जाने वाले प्रश्न
What is Coast FIRE?
Coast FIRE means having enough invested that compound growth alone will fund your retirement. You still need to work to cover living expenses, but you no longer need to save.
Why is Coast FIRE popular?
It allows people to take lower-stress or more fulfilling jobs without worrying about savings rate. Once you hit your coast number, you just need to cover expenses.
How reliable is the 7% return assumption?
The US stock market has historically returned about 10% nominal (7% real). Using 7% is reasonable but not guaranteed. Consider running scenarios at 5-8%.
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