Kostenloser Cash-on-Cash Return Rechner
Berechnen Sie cash-on-cash return for rental property investments. Measure the annual yield on your actual cash invested including leverage effects.
Cash-on-Cash-Rendite
9.60%
Cash-on-Cash Return vs Annual Pre-Tax Cash Flow
Formel
## Cash-on-Cash Return Cash-on-cash (CoC) return measures the yield on the actual cash you put into a deal, reflecting the impact of leverage. ### Formula **CoC Return = Annual Pre-Tax Cash Flow / Total Cash Invested x 100** ### Cash Invested Includes - Down payment - Closing costs - Initial repairs and improvements - Any cash reserves required by the lender
Lösungsbeispiel
An investor puts $75,000 total cash into a deal and receives $7,200 annual pre-tax cash flow.
- 01Cash-on-cash return: $7,200 / $75,000 x 100 = 9.60%
- 02Monthly cash flow: $7,200 / 12 = $600
- 03Simple payback period: $75,000 / $7,200 = 10.4 years
Häufig Gestellte Fragen
What is a good cash-on-cash return?
Many investors target 8-12% cash-on-cash return. Above 12% is excellent. Below 5% may not justify the effort and risk of real estate versus passive investments like index funds.
How is CoC different from cap rate?
Cap rate ignores financing entirely and measures property-level return. CoC accounts for your actual cash invested and debt service, showing the leveraged return on your money.
Does CoC include appreciation or tax benefits?
No. CoC only measures cash flow return. Total return also includes appreciation, principal paydown, and tax benefits like depreciation. CoC is a conservative, cash-only metric.