Kostenloser Sozialversicherungs-Schnellschaetzung

Erhalten Sie eine schnelle Schaetzung Ihrer Sozialversicherungsleistung basierend auf Ihrem durchschnittlichen Einkommen und Bezugsalter.

Average Monthly Earnings (AIME)

USD

Claiming Age

years

Estimated Monthly Benefit

$2,281

Annual Benefit$27,372

Benefit at Full Retirement Age$2,281

Estimated Monthly Benefit vs Average Monthly Earnings (AIME)

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Social Security Benefit Estimation

PIA (Primary Insurance Amount)

The PIA is calculated from your AIME using bend points:

90% of first $1,174

32% of amount between $1,174 and $7,078

15% above $7,078

Age Adjustments

Claiming AgeAdjustment 62-30% 65-13.3% 67 (FRA)0% 70+24%

Lösungsbeispiel

AIME of $5,000, claiming at age 67 (full retirement age).

0190% of $1,174 = $1,057
0232% of ($5,000 - $1,174) = 32% of $3,826 = $1,224
03PIA = $1,057 + $1,224 = $2,281
04At FRA (67): $2,281/month ($27,372/year)

Häufig Gestellte Fragen

What is AIME?

Average Indexed Monthly Earnings is your average monthly earnings over your highest 35 years of work, adjusted for wage inflation.

What are bend points?

Bend points are dollar thresholds that determine the percentage applied to your earnings. They are adjusted annually for wage growth.

Should I claim early or wait?

Each year you delay past 62 increases your benefit. Waiting to 70 gives the maximum benefit (about 76% more than at 62). The break-even age is typically around 80.

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