Free BRRRR Calculator
Analyze a Buy, Rehab, Rent, Refinance, Repeat deal to see how much capital you recover and the resulting cash-on-cash return.
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Cash Left in Deal
$11,500
Cash Recovered at Refinance$183,500
% of Investment Recovered94.1%
Monthly Cash Flow$152.56
Cash-on-Cash Return15.9%
New Mortgage Payment$1,247.44
Cash Left in Deal vs Refinance Loan Term
The BRRRR Strategy
BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. The goal is to recover most or all of your initial investment through refinancing, then repeat with the same capital.
How BRRRR Works
1. Buy a property below market value 2. Rehab to increase value and make rent-ready 3. Rent to a tenant at market rates 4. Refinance based on the new appraised value (ARV) 5. Repeat using the recovered capital
Key Metrics
Refinance Requirements
Example Calculation
Buy at $150,000, rehab $40,000, closing $5,000. ARV $250,000, refi at 75% LTV, 7% rate, 30 years, $4,000 refi closing. Rent $2,000/mo, expenses $600/mo.
- 01Total cash in: $150,000 + $40,000 + $5,000 = $195,000
- 02Refi loan: $250,000 x 75% = $187,500
- 03Cash recovered: $187,500 - $4,000 = $183,500
- 04Cash left in deal: $195,000 - $183,500 = $11,500
- 05% recovered: $183,500 / $195,000 = 94.1%
- 06Mortgage payment: $187,500 at 7% for 30yr = $1,247.73
- 07Monthly cash flow: $2,000 - $600 - $1,247.73 = $152.27
- 08Annual cash flow: $152.27 x 12 = $1,827
- 09Cash-on-cash return: $1,827 / $11,500 = 15.9%