Previsione Rivalutazione Immobiliare — Formula

## Forecasting Property Appreciation

Property appreciation is the increase in a property's market value over time. While past performance does not guarantee future results, historical trends provide a reasonable baseline for planning.

### Formula

**Future Value = Current Value x (1 + Annual Rate) ^ Years**

This uses compound growth, meaning each year's appreciation builds on the previous year's value.

### Historical Context

- The U.S. national average home appreciation has been approximately 3-4% annually over the long term
- Some markets have seen 5-8% annual growth during boom periods
- Local factors like job growth, population trends, and housing supply heavily influence actual appreciation

### Important Caveats

- Appreciation is never guaranteed and can be negative
- Short-term fluctuations can be significant
- Real (inflation-adjusted) appreciation is typically 1-2% above inflation