Calcolatore Flusso di Cassa
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Annual Before-Tax Cash Flow
$9,600
Annual Before-Tax Cash Flow vs Annual NOI
Formula
## Property Cash Flow Cash flow is the money left over after paying all operating expenses, debt service, and setting aside reserves. ### Formula **Cash Flow = NOI - Debt Service - Capital Reserves** ### Importance - Positive cash flow means the property pays for itself and generates income - Negative cash flow requires out-of-pocket funding each month - Cash flow funds your reserves, covers unexpected expenses, and provides income
Esempio Risolto
A property has $42,000 annual NOI, $30,000 debt service, and $2,400 in capital reserves.
- 01Annual cash flow: $42,000 - $30,000 - $2,400 = $9,600
- 02Monthly cash flow: $9,600 / 12 = $800
- 03Cash flow margin: $9,600 / $42,000 x 100 = 22.9%
Domande Frequenti
Is negative cash flow always bad?
Not necessarily. Some investors accept negative cash flow in appreciating markets, expecting property value gains to outweigh the shortfall. However, sustained negative cash flow is risky and requires cash reserves.
What are capital reserves?
Capital reserves are funds set aside for major future expenses like roof replacement, HVAC systems, or appliance replacement. A common rule of thumb is $200-$300 per unit per month.
Is cash flow before or after taxes?
This calculator shows before-tax cash flow. After-tax cash flow further subtracts income taxes on rental income (reduced by depreciation and other deductions).