Calcolatore Affitto vs Acquisto — Formula
## Rent vs Buy Comparison
This compares the monthly cost of renting vs a 30-year mortgage payment. A complete analysis would also consider property taxes, insurance, maintenance, appreciation, and tax benefits.
**Rule of thumb**: If the price-to-rent ratio (home price / annual rent) is above 20, renting is likely better financially.
This compares the monthly cost of renting vs a 30-year mortgage payment. A complete analysis would also consider property taxes, insurance, maintenance, appreciation, and tax benefits.
**Rule of thumb**: If the price-to-rent ratio (home price / annual rent) is above 20, renting is likely better financially.
Esempio Risolto
$1,800/month rent vs $350,000 home with 20% down at 6.5%.
- Down payment = $70,000, Loan = $280,000
- Monthly mortgage = $1,770
- Over 7 years: Rent = $151,200, Mortgage payments = $148,680
- Monthly mortgage is $30 less than rent