Break-Even Time Calculator

Determine how long it takes for an investment or purchase to pay for itself through savings.

USD
USD/mo

Months to Break Even

15 months

Years to Break Even1.3 years
Net Savings After 5 Years$3,600

Months to Break Even vs Monthly Savings

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Formula

## How to Calculate Break-Even Time Divide the upfront cost by the monthly savings to find when the investment pays for itself. ### Formula **Break-Even Months = Upfront Cost / Monthly Savings** After break-even, every month of continued savings is pure profit.

Esempio Risolto

You spend $1,200 on energy-efficient appliances that save $80/month.

  1. 01Break-even months = ceil($1,200 / $80) = 15 months
  2. 02Break-even years = 15 / 12 = 1.3 years
  3. 03Net savings after 5 years = $80 x 60 - $1,200 = $3,600