Calcolatore Contributo Familiare PrevistoFormula

## How to Calculate Net College Cost

Net cost is what you actually pay after subtracting free aid.

### Formula

**Net Cost = Total Cost - Grants - Scholarships - Work-Study**

Loans are not subtracted from net cost because they must be repaid. The gap is the unmet need after all aid sources.

Esempio Risolto

Total cost $30,000 with $12,000 in grants, $8,000 in loans, and $3,000 work-study.

  1. Net cost = $30,000 - $12,000 - $3,000 = $15,000
  2. Total aid = $12,000 + $8,000 + $3,000 = $23,000
  3. Gap (unmet need) = $30,000 - $23,000 = $7,000
  4. Free aid coverage = ($12,000 / $30,000) x 100 = 40%