किराया बनाम खरीद कैलकुलेटर — सूत्र

Rent vs Buy Comparison

This compares the monthly cost of renting vs a 30-year mortgage payment. A complete analysis would also consider property taxes, insurance, maintenance, appreciation, and tax benefits.

Rule of thumb: If the price-to-rent ratio (home price / annual rent) is above 20, renting is likely better financially.

हल किया गया उदाहरण

$1,800/month rent vs $350,000 home with 20% down at 6.5%.

  1. Down payment = $70,000, Loan = $280,000
  2. Monthly mortgage = $1,770
  3. Over 7 years: Rent = $151,200, Mortgage payments = $148,680
  4. Monthly mortgage is $30 less than rent