निवेश वृद्धि कैलकुलेटर — सूत्र

How Investment Growth Works

Investment growth uses compound returns with regular contributions to project your portfolio value.

Formula

FV = PV(1+r)^n + PMT * [(1+r)^n - 1] / r

Where:

  • FV = Future value
  • PV = Present value (initial investment)
  • PMT = Monthly contribution
  • r = Monthly rate of return
  • n = Number of months

    • हल किया गया उदाहरण

    You invest $25,000 and add $500/month at 8% return for 25 years.

    1. Monthly rate: 8% / 12 = 0.6667% (0.006667)
    2. Total months: 25 * 12 = 300
    3. Initial investment grows: $25,000 * (1.006667)^300 = $171,212.89
    4. Monthly contributions grow: $500 * [(1.006667)^300 - 1] / 0.006667 = $475,513.14
    5. Future Value = $171,212.89 + $475,513.14 = $646,726.03
    6. Total invested: $25,000 + ($500 * 300) = $175,000
    7. Investment gains: $646,726.03 - $175,000 = $471,726.03