Calculateur de Commission Immobilière — Formule
## Real Estate Commission Structure
Real estate commissions are negotiable fees paid at closing, typically by the seller, for the services of real estate agents.
### How Commission Splits Work
1. Total commission is set in the listing agreement (typically 4-6%)
2. The listing brokerage offers a co-op split to the buyer brokerage (often 50/50)
3. Each brokerage splits with their agent based on the agent-broker agreement
### Recent Changes
After the 2024 NAR settlement:
- Buyer agent compensation is no longer advertised on MLS
- Buyers may negotiate and pay their agent directly
- Commission rates are more openly negotiated
### Commission as a Selling Cost
Commission reduces your net proceeds and is factored into capital gains calculations as a selling expense, lowering your taxable gain.
Real estate commissions are negotiable fees paid at closing, typically by the seller, for the services of real estate agents.
### How Commission Splits Work
1. Total commission is set in the listing agreement (typically 4-6%)
2. The listing brokerage offers a co-op split to the buyer brokerage (often 50/50)
3. Each brokerage splits with their agent based on the agent-broker agreement
### Recent Changes
After the 2024 NAR settlement:
- Buyer agent compensation is no longer advertised on MLS
- Buyers may negotiate and pay their agent directly
- Commission rates are more openly negotiated
### Commission as a Selling Cost
Commission reduces your net proceeds and is factored into capital gains calculations as a selling expense, lowering your taxable gain.
Exemple Résolu
A $450,000 sale with 5% total commission, 50/50 split. Both agents have 70/30 splits with their brokerages.
- Total commission: $450,000 x 5% = $22,500
- Listing side: $22,500 x 50% = $11,250
- Buyer side: $22,500 - $11,250 = $11,250
- Listing agent (70% of side): $11,250 x 70% = $7,875
- Buyer agent (70% of side): $11,250 x 70% = $7,875
- Each brokerage keeps: $11,250 x 30% = $3,375