Calculateur de Ratio de Charges d'ExploitationFormule

## Operating Expense Ratio

The OER shows what percentage of a property's gross income is spent on operating costs. A lower OER indicates more efficient property management.

### Formula

**OER = Operating Expenses / Effective Gross Income x 100**

### Benchmarks

- Single-family rentals: 35-45%
- Small multifamily: 40-50%
- Large apartment complexes: 45-55%
- Commercial office: 40-50%

Exemple Résolu

A property has $22,000 in operating expenses on $55,000 effective gross income.

  1. OER = $22,000 / $55,000 x 100 = 40.0%
  2. NOI = $55,000 - $22,000 = $33,000
  3. NOI ratio = $33,000 / $55,000 x 100 = 60.0%
  4. A 40% OER means 40 cents of every income dollar goes to expenses