Calculateur de Revente de Maison — Formule

## House Flip Profitability Analysis

Flipping houses requires careful analysis of all costs to ensure profitability. Many new flippers underestimate holding costs and selling costs.

### Profit Formula

**Net Profit = ARV - Purchase Price - Rehab - Closing Costs (buy & sell) - Holding Costs - Commission**

### Cost Categories

- **Acquisition**: Purchase price + closing costs + inspection
- **Rehabilitation**: Materials, labor, permits, contingency
- **Holding costs**: Loan payments, insurance, taxes, utilities, HOA
- **Selling costs**: Agent commission, closing costs, staging

### Rules of Thumb

- **70% Rule**: Maximum purchase = ARV x 70% - Rehab costs
- Target minimum profit of $25,000-$30,000 per flip
- Budget 10-20% contingency on rehab costs
- Expect 4-8 months total timeline

Exemple Résolu

Buy at $200,000, rehab $50,000, sell at ARV $320,000. 6-month hold at $2,000/month. Buy closing $5,000, sell at 5% commission + $3,000.

  1. Total holding costs: $2,000 x 6 = $12,000
  2. Total investment: $200,000 + $50,000 + $5,000 + $12,000 = $267,000
  3. Selling commission: $320,000 x 5% = $16,000
  4. Total selling costs: $16,000 + $3,000 = $19,000
  5. Total cost: $267,000 + $19,000 = $286,000
  6. Net profit: $320,000 - $286,000 = $34,000
  7. ROI: $34,000 / $267,000 = 12.7%
  8. Profit margin: $34,000 / $320,000 = 10.6% of ARV