Calculateur Déduction Forfaitaire vs Détaillée Gratuit

Comparez la déduction forfaitaire et les déductions détaillées. Découvrez quelle option vous fait économiser le plus d'impôts.

USD
USD
USD
USD

Additional Tax Savings

$3,400

Standard Deduction$14,600
Itemized Deductions$18,000

Additional Tax Savings vs Mortgage Interest

Formule

Standard vs Itemized Deductions

Choose whichever is higher to reduce your taxable income.

2024 Standard Deduction

Filing StatusAmount Single$14,600 Married Filing Jointly$29,200 Head of Household$21,900

Common Itemized Deductions

  • Mortgage interest
  • State & local taxes (capped at $10,000)
  • Charitable contributions
  • Medical expenses (over 7.5% of AGI)
  • Exemple Résolu

    Single filer: $8,000 mortgage, $7,000 SALT, $3,000 charity.

    1. 01Itemized = $8,000 + $7,000 + $3,000 = $18,000
    2. 02Standard = $14,600
    3. 03Itemizing saves $18,000 - $14,600 = $3,400 more

    Questions Fréquentes

    Should I itemize or take the standard deduction?

    Take whichever is larger. Since the 2017 tax reform nearly doubled the standard deduction, about 90% of taxpayers now take the standard deduction.

    What is the SALT cap?

    State and Local Tax deductions are capped at $10,000 ($5,000 if married filing separately). This significantly impacts taxpayers in high-tax states.

    Can I switch between standard and itemized each year?

    Yes. You can choose whichever is more advantageous each tax year. There is no requirement to be consistent.

    Apprendre

    How to Calculate Mortgage Payments

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