Calculateur d'Impôt sur les Plus-Values Gratuit

Calculez l'impôt sur les plus-values de vos placements. Comparez les taux à court et long terme pour optimiser votre fiscalité.

USD
USD

Capital Gain

$5,000

Tax on Gain$750
After-Tax Profit$4,250
Total Return50.0 %

Capital Gain vs Purchase Price

Formule

Capital Gains Tax Rates (2024)

Long-Term (held >1 year)

Income LevelRate Up to ~$47,025 (single)0% $47,026-$518,90015% Over $518,90020%

Short-Term (<1 year)

Taxed as ordinary income at your marginal tax rate (up to 37%).

Exemple Résolu

Bought at $10,000, sold at $15,000, held over 1 year.

  1. 01Capital gain = $15,000 - $10,000 = $5,000
  2. 02Tax at 15% = $5,000 x 0.15 = $750
  3. 03Net profit = $5,000 - $750 = $4,250

Questions Fréquentes

What is the difference between short-term and long-term gains?

Short-term gains (held under 1 year) are taxed as ordinary income. Long-term gains (held over 1 year) get preferential rates of 0%, 15%, or 20%.

Can capital losses offset gains?

Yes. Capital losses offset capital gains dollar-for-dollar. If losses exceed gains, you can deduct up to $3,000 against ordinary income per year.

Do I owe tax on unrealized gains?

No. Capital gains tax is only owed when you sell an asset. Unrealized gains (paper profits) are not taxed until the sale occurs.

Apprendre

How to Calculate Mortgage Payments

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