Calculateur de Remise de Prêt — Formule
## How to Create a Student Budget
A budget compares income to expenses to ensure you are living within your means.
### Formula
**Monthly Surplus = Income - Total Expenses**
A positive number means you have money left over. A negative number means you are overspending and need to cut costs or increase income.
A budget compares income to expenses to ensure you are living within your means.
### Formula
**Monthly Surplus = Income - Total Expenses**
A positive number means you have money left over. A negative number means you are overspending and need to cut costs or increase income.
Exemple Résolu
A student earning $1,500/month with $1,200 in total expenses.
- Total expenses = $600 + $300 + $100 + $200 = $1,200
- Monthly surplus = $1,500 - $1,200 = $300
- Annual surplus (9 months) = $300 x 9 = $2,700