Calculadora de Rendimento de Aluguel (Bruto e Líquido)
Calcule os rendimentos bruto e líquido de aluguel de forma comparativa.
Gross Rental Yield
8.23%
Gross Rental Yield vs Monthly Rental Income
Formula
## Gross vs. Net Rental Yield Rental yield measures the income return on a property investment, expressed as a percentage of the property value. There are two important variations. ### Gross Rental Yield **Gross Yield = (Annual Rental Income / Property Value) x 100** This is the simplest measure, using total rent before any deductions. Useful for quick comparisons but overstates actual returns. ### Net Rental Yield **Net Yield = (Annual Rent - Expenses - Vacancy) / Property Value x 100** This accounts for operating expenses and vacancy, giving a more realistic picture of investment performance. ### Interpreting Yield - Gross yield of 6-8% is generally considered good for residential property - Net yield is typically 2-4% lower than gross yield - Compare net yield to alternative investments (bonds, stocks) for a fair comparison - Higher yield often means higher risk or lower appreciation potential
Exemplo Resolvido
A $350,000 property renting for $2,400/month with $8,500 in annual expenses and $1,440 in vacancy loss.
- 01Annual gross rent: $2,400 x 12 = $28,800
- 02Effective income: $28,800 - $1,440 = $27,360
- 03Net income: $27,360 - $8,500 = $18,860
- 04Gross yield: $28,800 / $350,000 = 8.23%
- 05Net yield: $18,860 / $350,000 = 5.39%
- 06Expense ratio: ($8,500 + $1,440) / $28,800 = 34.5%
Perguntas Frequentes
What is a good net rental yield?
A net yield of 4-6% is generally considered acceptable for residential investment property. In high-appreciation markets, yields may be lower (3-4%) because investors accept less current income in exchange for higher capital growth. In cash-flow markets, net yields of 6-8% are achievable.
Why is there such a difference between gross and net yield?
The gap reflects operating expenses, which typically consume 30-50% of gross rent. Major expense categories include property taxes, insurance, maintenance, management fees, and vacancy. Properties with lower expense ratios have a smaller gap between gross and net yield.
Should I use yield or cap rate?
Rental yield divides income by the purchase price (your cost), while cap rate divides NOI by the current market value. For acquisition analysis, yield based on your purchase price is more relevant. Cap rate is better for comparing properties at different price points in the same market.