Calculadora de Receita Operacional Líquida
Calcule a receita operacional líquida (NOI) do seu investimento imobiliário.
Receita Operacional Líquida
$49,668
Net Operating Income vs Gross Rental Income
Formula
## Net Operating Income (NOI) NOI is the most important metric in commercial real estate. It represents the income a property generates after all operating costs but before debt service and income taxes. ### Formula **NOI = Effective Gross Income - Total Operating Expenses** Where: - Effective Gross Income = Gross Potential Income - Vacancy Loss - Operating Expenses include taxes, insurance, maintenance, management, utilities - Debt service (mortgage payments) is NOT included in operating expenses
Exemplo Resolvido
A rental property earns $72,000 gross rent plus $3,600 other income, with 7% vacancy and $20,640 total expenses.
- 01Gross potential income: $72,000 + $3,600 = $75,600
- 02Vacancy loss: $75,600 x 7% = $5,292
- 03Effective gross income: $75,600 - $5,292 = $70,308
- 04Total expenses: $6,000 + $2,400 + $4,800 + $5,040 + $2,400 = $20,640
- 05NOI: $70,308 - $20,640 = $49,668
- 06Expense ratio: $20,640 / $70,308 = 29.4%
Perguntas Frequentes
Why is NOI so important?
NOI is the foundation for property valuation (via cap rate), loan qualification (DSCR), and measuring property performance. It isolates operating performance from financing decisions.
What is NOT included in operating expenses?
Mortgage payments (principal and interest), capital expenditures, depreciation, and income taxes are excluded from operating expenses when calculating NOI.
How can I increase NOI?
Increase income by raising rents, adding revenue streams, or reducing vacancy. Decrease expenses through better management, energy efficiency, tax appeals, or competitive bidding for services.