Calculadora de Fluxo de Caixa — Formula
## Property Cash Flow
Cash flow is the money left over after paying all operating expenses, debt service, and setting aside reserves.
### Formula
**Cash Flow = NOI - Debt Service - Capital Reserves**
### Importance
- Positive cash flow means the property pays for itself and generates income
- Negative cash flow requires out-of-pocket funding each month
- Cash flow funds your reserves, covers unexpected expenses, and provides income
Cash flow is the money left over after paying all operating expenses, debt service, and setting aside reserves.
### Formula
**Cash Flow = NOI - Debt Service - Capital Reserves**
### Importance
- Positive cash flow means the property pays for itself and generates income
- Negative cash flow requires out-of-pocket funding each month
- Cash flow funds your reserves, covers unexpected expenses, and provides income
Exemplo Resolvido
A property has $42,000 annual NOI, $30,000 debt service, and $2,400 in capital reserves.
- Annual cash flow: $42,000 - $30,000 - $2,400 = $9,600
- Monthly cash flow: $9,600 / 12 = $800
- Cash flow margin: $9,600 / $42,000 x 100 = 22.9%