Calculadora de Valor Presente — Formula

How to Calculate Present Value

Present value determines what a future amount of money is worth today, given a specified discount rate.

Formula

PV = FV / (1 + r)^n

Where:

  • PV = Present value
  • FV = Future value
  • r = Discount rate (as decimal)
  • n = Number of years

    • Exemplo Resolvido

    You will receive $100,000 in 10 years. What is it worth today at a 5% discount rate?

    1. PV = $100,000 / (1 + 0.05)^10
    2. PV = $100,000 / (1.05)^10
    3. PV = $100,000 / 1.6289
    4. Present Value = $61,391.33
    5. Discount amount: $100,000 - $61,391.33 = $38,608.67