Insurance Deductible Optimizer

Find the optimal insurance deductible by comparing premium savings against increased out-of-pocket risk.

Lower Deductible

USD

Higher Deductible

USD

Annual Premium (Low Deductible)

USD

Annual Premium (High Deductible)

USD

Estimated Claim Probability

Annual Premium Savings

$400

Break-Even (No Claims)3.8 years

Expected Cost (Low Deductible)$1,850

Expected Cost (High Deductible)$1,600

Annual Premium Savings vs Lower Deductible