Calculadora de CDB — Formula

CD Interest Formula

Maturity Value = Deposit × (1 + APY/100)^years

CDs typically offer higher rates than savings accounts in exchange for locking up your money for a fixed term.

Exemplo Resolvido

$10,000 CD at 5% APY for 12 months.

  1. Value = $10,000 × (1.05)^1 = $10,500
  2. Interest earned = $500