Calculadora de ROI da Educação
Calcule o retorno sobre o investimento em educação comparando custos e ganhos futuros.
ROI over 10 Years (%)
38.9
ROI over 10 Years (%) vs Program Length (years)
Formula
## How to Calculate Graduate School ROI Grad school ROI considers both direct costs and opportunity costs. ### Formula **Total Investment = Tuition + (Current Salary x Program Years)** **ROI = ((Salary Increase x 10 - Total Investment) / Total Investment) x 100** **Breakeven = Total Investment / Annual Salary Increase**
Exemplo Resolvido
A 2-year program costing $80,000, current salary $50,000, expected post-grad salary $75,000.
- 01Salary increase = $75,000 - $50,000 = $25,000/year
- 02Opportunity cost = $50,000 x 2 = $100,000
- 03Total investment = $80,000 + $100,000 = $180,000
- 04Breakeven = $180,000 / $25,000 = 7.2 years after graduation
- 0510-year net gain = $25,000 x 10 - $180,000 = $70,000
- 06ROI = ($70,000 / $180,000) x 100 = 38.9%
Perguntas Frequentes
Is grad school worth it financially?
It depends on the field. MBAs and professional degrees (law, medicine) often pay off. Some humanities or arts degrees may not justify the cost purely financially.
What about non-financial benefits?
Career satisfaction, intellectual growth, network expansion, and career pivoting are valuable benefits not captured by ROI alone.
Should I include opportunity cost?
Yes, lost earnings during school are a real cost. A 2-year program at $50k/year salary means $100,000 in forgone earnings.