Free RMD Calculator
Calculate your Required Minimum Distribution from a Traditional IRA or 401(k) based on your age and account balance.
USD
years
Required Minimum Distribution
$20,325
Distribution Factor24.6 years
RMD as % of Balance4.07 %
Required Minimum Distribution vs Account Balance (Dec 31)
Required Minimum Distributions
RMD = Account Balance / Distribution Period
Starting at age 73 (SECURE 2.0 Act), you must withdraw minimum amounts from Traditional IRAs and 401(k)s each year.
Approximate Distribution Periods
Example Calculation
$500,000 balance at age 75.
- 01Distribution period at 75 = 24.6
- 02RMD = $500,000 / 24.6 = $20,325
- 03RMD as % = 100 / 24.6 = 4.07%
Frequently Asked Questions
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