家庭预期贡献计算器 — 公式
## How to Calculate Net College Cost
Net cost is what you actually pay after subtracting free aid.
### Formula
**Net Cost = Total Cost - Grants - Scholarships - Work-Study**
Loans are not subtracted from net cost because they must be repaid. The gap is the unmet need after all aid sources.
Net cost is what you actually pay after subtracting free aid.
### Formula
**Net Cost = Total Cost - Grants - Scholarships - Work-Study**
Loans are not subtracted from net cost because they must be repaid. The gap is the unmet need after all aid sources.
计算示例
Total cost $30,000 with $12,000 in grants, $8,000 in loans, and $3,000 work-study.
- Net cost = $30,000 - $12,000 - $3,000 = $15,000
- Total aid = $12,000 + $8,000 + $3,000 = $23,000
- Gap (unmet need) = $30,000 - $23,000 = $7,000
- Free aid coverage = ($12,000 / $30,000) x 100 = 40%