家庭预期贡献计算器
使用此家庭预期贡献计算器快速获得准确的计算结果。
Free money that does not need repayment
Net Cost (Out of Pocket)
$15,000
Net Cost (Out of Pocket) vs Total Annual Cost ($)
公式
## How to Calculate Net College Cost Net cost is what you actually pay after subtracting free aid. ### Formula **Net Cost = Total Cost - Grants - Scholarships - Work-Study** Loans are not subtracted from net cost because they must be repaid. The gap is the unmet need after all aid sources.
计算示例
Total cost $30,000 with $12,000 in grants, $8,000 in loans, and $3,000 work-study.
- 01Net cost = $30,000 - $12,000 - $3,000 = $15,000
- 02Total aid = $12,000 + $8,000 + $3,000 = $23,000
- 03Gap (unmet need) = $30,000 - $23,000 = $7,000
- 04Free aid coverage = ($12,000 / $30,000) x 100 = 40%
常见问题
What is the difference between grants and loans?
Grants and scholarships are free money that does not need to be repaid. Loans must be repaid with interest after graduation.
How do I apply for financial aid?
Complete the FAFSA (Free Application for Federal Student Aid) by the deadline. Some schools also require the CSS Profile.
Can I negotiate financial aid?
Yes, you can appeal your aid package, especially if your financial situation has changed or you have competing offers from other schools.