Free Seller Closing Cost Calculator
Estimate the closing costs a seller is responsible for, including commissions, transfer taxes, title fees, and prorations.
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Total Seller Closing Costs
$32,200
Costs as % of Sale Price7.2%
Commission$22,500
Transfer Tax$2,250
Title, Legal & HOA Fees$2,450
Seller Concessions$5,000
Total Seller Closing Costs vs Sale Price
Seller Closing Costs
Sellers typically pay 7-10% of the sale price in closing costs. Understanding these costs helps set a realistic net proceeds expectation.
Major Seller Costs
Prorations and Adjustments
Negotiable Items
Seller concessions toward buyer closing costs are common negotiation tools. Limits apply: conventional loans allow 3-9% seller concessions depending on buyer down payment.
Example Calculation
A $450,000 sale with 5% commission, 0.5% transfer tax, $1,200 title, $750 attorney, $200 recording, $300 HOA, $5,000 seller concessions.
- 01Commission: $450,000 x 5% = $22,500
- 02Transfer tax: $450,000 x 0.5% = $2,250
- 03Title insurance: $1,200
- 04Attorney fee: $750
- 05Recording fees: $200
- 06HOA transfer fee: $300
- 07Fixed costs: $1,200 + $750 + $200 + $300 = $2,450
- 08Seller concessions: $5,000
- 09Total: $22,500 + $2,250 + $2,450 + $5,000 = $32,200
- 10As % of sale: 7.2%