Free Real Estate Depreciation Calculator

Calculate straight-line depreciation for residential or commercial investment property for tax purposes.

USD

Annual Depreciation

$10,909.09

Monthly Depreciation$909.09
Total Depreciation Over Recovery Period$300,000

Annual Depreciation vs Building Value (Excluding Land)

Real Estate Depreciation for Tax Purposes

The IRS allows property investors to deduct the cost of buildings (not land) over a set recovery period using straight-line depreciation.

Formula

Annual Depreciation = Building Value / Recovery Period

Recovery Periods

  • Residential rental property: 27.5 years
  • Commercial property: 39 years
  • Land is never depreciable
  • Example Calculation

    A residential rental property has a building value of $300,000 (excluding land) with a 27.5-year recovery period.

    1. 01Annual depreciation: $300,000 / 27.5 = $10,909.09
    2. 02Monthly depreciation: $10,909.09 / 12 = $909.09
    3. 03Over the full recovery period, the entire $300,000 building value is depreciated

    Frequently Asked Questions

    Related Calculators