Free Rental Property Cash Flow Calculator
Calculate monthly and annual cash flow by subtracting debt service from net operating income.
USD
USD
USD
Annual Before-Tax Cash Flow
$9,600
Monthly Cash Flow$800.00
Cash Flow Margin22.9%
Annual Before-Tax Cash Flow vs Annual NOI
Property Cash Flow
Cash flow is the money left over after paying all operating expenses, debt service, and setting aside reserves.
Formula
Cash Flow = NOI - Debt Service - Capital Reserves
Importance
Example Calculation
A property has $42,000 annual NOI, $30,000 debt service, and $2,400 in capital reserves.
- 01Annual cash flow: $42,000 - $30,000 - $2,400 = $9,600
- 02Monthly cash flow: $9,600 / 12 = $800
- 03Cash flow margin: $9,600 / $42,000 x 100 = 22.9%