Free Stock Return Calculator
Calculate your total return on a stock investment including capital gains and dividends.
Total Return
60.0 %
Total Return vs Years Held
Stock Return Calculation
Total Return
Total Return = (Capital Gain + Dividends) / Cost Basis x 100%
Annualized Return (CAGR)
Annualized Return = [(Ending Value + Dividends) / Cost Basis]^(1/Years) - 1
The annualized return normalizes your return to a per-year basis, making it easy to compare investments held for different periods.
Why Include Dividends
Dividends often account for 30-40% of total stock market returns over long periods. Ignoring them understates your actual investment performance.
Example Calculation
Bought 100 shares at $50, now worth $75 each, received $500 in dividends over 3 years.
- 01Cost basis = 100 x $50 = $5,000
- 02Current value = 100 x $75 = $7,500
- 03Capital gain = $7,500 - $5,000 = $2,500
- 04Total return = ($2,500 + $500) / $5,000 = 60%
- 05Annualized = ($8,000 / $5,000)^(1/3) - 1 = 16.96%
Frequently Asked Questions
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