Free Employer Match Calculator
Calculate the value of your employer 401(k) match and see how much free money you are leaving on the table.
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Annual Employer Match
$2,400
Your Annual Contribution$4,800
Total Annual Savings$7,200
Instant Return on Your $50 %
Annual Employer Match vs Employer Match Rate
Employer 401(k) Match
A common match structure is 50% of your contributions up to 6% of salary.
Match = min(Your Contribution, Salary x Match Limit) x Match Rate
Common Match Formulas
Not contributing enough to get the full match is like leaving free money on the table.
Example Calculation
$80,000 salary, contributing 6%, employer matches 50% up to 6%.
- 01Your contribution = $80,000 x 6% = $4,800
- 02Matchable amount = min($4,800, $4,800) = $4,800
- 03Employer match = $4,800 x 50% = $2,400
- 04Total = $4,800 + $2,400 = $7,200/year
Frequently Asked Questions
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