Free Barista FIRE Calculator
Calculate how much savings you need for Barista FIRE -- supplementing a part-time job income with investment withdrawals.
USD
USD
%
Barista FIRE Number
$500,000
Income Gap$20,000
Full FIRE Number$1,000,000
Barista FIRE Number vs Part-Time Annual Income
Barista FIRE
Barista FIRE Number = (Expenses - Part-Time Income) / Withdrawal Rate
Barista FIRE means leaving your full-time career but working part-time (often for benefits like health insurance) while drawing down a smaller portfolio.
Comparison
Example Calculation
$40,000 expenses, $20,000 part-time income, 4% withdrawal.
- 01Gap = $40,000 - $20,000 = $20,000
- 02Barista FIRE number = $20,000 / 0.04 = $500,000
- 03This is half the full FIRE number of $1,000,000
Frequently Asked Questions
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