Free Net Income Calculator
Calculate the money remaining after subtracting total monthly expenses from your monthly income.
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Net Income (Surplus)
$1,700.00
Total Expenses$3,300.00
Expense-to-Income Ratio66.0%
Net Income (Surplus) vs Monthly Income
How to Calculate Net Income
Subtract all monthly expenses from your monthly income to find your surplus (or deficit).
Formula
Net Income = Monthly Income - Total Expenses
A positive number means you have money left for savings or discretionary spending. A negative number means you are spending more than you earn.
Example Calculation
$5,000 monthly income with $3,300 in total expenses.
- 01Total expenses = $1,500 + $300 + $500 + $400 + $600 = $3,300
- 02Net income = $5,000 - $3,300 = $1,700
- 03Expense-to-income ratio = $3,300 / $5,000 = 66.0%
Frequently Asked Questions
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