Free Car Depreciation Calculator

Estimate your vehicle's value after a given number of years using average depreciation rates.

USD
%
years

Estimated Value

$15,530

Total Depreciation$19,470
Average Annual Loss$3,894/yr

Estimated Value vs Years Owned

How Car Depreciation Works

Vehicles lose value each year following a declining balance pattern. The largest loss occurs in the first year.

Formula

Value = Purchase Price x (1 - Depreciation Rate)^Years

The average car depreciates 15-20% per year, with new cars losing about 20% in the first year alone.

Example Calculation

$35,000 car depreciating at 15% per year for 5 years.

  1. 01Year 1 value = $35,000 x 0.85 = $29,750
  2. 02Year 2 value = $29,750 x 0.85 = $25,288
  3. 03Year 5 value = $35,000 x 0.85^5 = $15,536
  4. 04Total depreciation = $35,000 - $15,536 = $19,464
  5. 05Average annual loss = $19,464 / 5 = $3,893/year

Frequently Asked Questions

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