SaaS Quick Ratio Calculator Formula

Understand the math behind the saas quick ratio calculator. Each variable explained with a worked example.

Formulas Used

SaaS Quick Ratio

quick_ratio = (churned_mrr + contraction_mrr) > 0 ? (new_mrr + expansion_mrr) / (churned_mrr + contraction_mrr) : 0

Net MRR Change

net_mrr_change = (new_mrr + expansion_mrr) - (churned_mrr + contraction_mrr)

Variables

VariableDescriptionDefault
new_mrrNew MRR (new customers)(USD)25000
expansion_mrrExpansion MRR (upgrades)(USD)10000
churned_mrrChurned MRR (cancellations)(USD)8000
contraction_mrrContraction MRR (downgrades)(USD)4000

How It Works

How to Calculate the SaaS Quick Ratio

Formula

SaaS Quick Ratio = (New MRR + Expansion MRR) / (Churned MRR + Contraction MRR)

Not to be confused with the accounting quick ratio, the SaaS Quick Ratio (coined by Mamoon Hamid) measures the quality of your revenue growth. A ratio of 4.0 means you add $4 for every $1 lost. Higher ratios indicate sustainable, high-quality growth because you are not just adding revenue to replace what leaks out.

Worked Example

A company adds $25,000 in new MRR and $10,000 in expansion, while losing $8,000 to churn and $4,000 to contraction.

new_mrr = 25000expansion_mrr = 10000churned_mrr = 8000contraction_mrr = 4000
  1. 01MRR Gains = $25,000 + $10,000 = $35,000
  2. 02MRR Losses = $8,000 + $4,000 = $12,000
  3. 03SaaS Quick Ratio = $35,000 / $12,000 = 2.92
  4. 04Net MRR Change = $35,000 - $12,000 = +$23,000

Ready to run the numbers?

Open SaaS Quick Ratio Calculator