退税估算器
估算您的联邦所得税退税金额，根据收入、预扣税和扣除项计算退税或补缴金额，提前做好财务安排。
Refund (+) or Owed (-)
$3,659
Refund (+) or Owed (-) vs Gross Income
公式
Tax Refund or Balance Due
Refund = Total Withheld - Tax Owed
A large refund means you are over-withholding (giving the IRS an interest-free loan). Adjust your W-4 to keep more in each paycheck.
计算示例
$75,000 income, $12,000 withheld, $14,600 standard deduction.
- 01Taxable = $75,000 - $14,600 = $60,400
- 02Tax = $1,160 + ($47,150-$11,600) x 12% + ($60,400-$47,150) x 22%
- 03= $1,160 + $4,266 + $2,915 = $8,341
- 04Refund = $12,000 - $8,341 = $3,659
常见问题
Is a big tax refund good?
Not necessarily. A large refund means you overpaid taxes throughout the year. That money could have been in your paycheck earning interest or paying off debt.
How do I adjust my withholding?
Submit a new W-4 to your employer. Use the IRS Tax Withholding Estimator to determine the right amount. You can change your W-4 at any time.
What if I owe money?
If you owe more than $1,000, you may face an underpayment penalty. Consider increasing withholding or making estimated quarterly payments.
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