股票收益计算器
计算股票投资的总回报率，包括资本增值和股息收入，评估投资持有期间的年化收益率和绝对收益。
Total Return
60.0 %
Total Return vs Years Held
公式
Stock Return Calculation
Total Return
Total Return = (Capital Gain + Dividends) / Cost Basis x 100%
Annualized Return (CAGR)
Annualized Return = [(Ending Value + Dividends) / Cost Basis]^(1/Years) - 1
The annualized return normalizes your return to a per-year basis, making it easy to compare investments held for different periods.
Why Include Dividends
Dividends often account for 30-40% of total stock market returns over long periods. Ignoring them understates your actual investment performance.
计算示例
Bought 100 shares at $50, now worth $75 each, received $500 in dividends over 3 years.
- 01Cost basis = 100 x $50 = $5,000
- 02Current value = 100 x $75 = $7,500
- 03Capital gain = $7,500 - $5,000 = $2,500
- 04Total return = ($2,500 + $500) / $5,000 = 60%
- 05Annualized = ($8,000 / $5,000)^(1/3) - 1 = 16.96%
常见问题
What is the difference between total return and price return?
Price return only measures the change in share price. Total return includes dividends and other distributions. Total return gives a more complete picture of investment performance.
How do I calculate return on multiple purchases?
For multiple purchases at different prices, use the total cost basis (sum of all purchase amounts) and total current value. For precise tracking, consider using a dollar-weighted return method.
What is a good annualized stock return?
The S&P 500 has historically returned about 10% annually (7% after inflation). Individual stock returns vary widely. Returns above 15% annualized are considered excellent over multi-year periods.
学习